Why Real Estate Investing Will Always Be Very Profitable

In recent months there has been a lot of talk about a crash in the real estate market.

Analysts predict a housing bust. News reports indicate that home sales are declining in several markets all over the country. This paints the picture that real estate investing is no longer a lucrative business. Investors all over the country are advised to get out of the game as quickly as possible to avoid losses.

What analysts and news reports don’t tell you is that every decade for the past forty years there has been some kind of warning about a crash in the real estate market. Each time these warning come out, people begin to mistrust real estate investing.

They turn their sights to other forms of investing. Analysts to preach this gloom and doom on the real estate market also do not understand that real estate investing is much different than stock investing. The same rules and trends do not apply.

Every decade when analysts state their predictions for a real estate market crash there are some real estate investors who heed this advice. These investors eventually regret doing so once they realize that there was no cause for alarm in real estate investing. Smart investors, on the other hand, realize that there is always money to be made in real estate investing and they know exactly why.

Humans have only a few basic needs. These basic needs never change, they never go away. These needs include food, clothing, and shelter.

The constant need for shelter lies at the root of the reason that real estate investing will remain profitable. Of course, there are some other key elements, but the least you need to know is that humans will always need real estate.

Even if real estate somehow dwindles from a structure with walls and a roof to a measly hole in the ground, it is still considered shelter. Someone has to provide these holes in the ground. Some holes will end up being better than other holes. Some people will have the means to buy and sell multiple holes. Real estate investing will continue to exist.

The real estate market alone will never experience a crash. In all the years that real estate has been around, the market has never crashed. The only time you will see a negative impact on the entire real estate market is when the general market experiences a downfall as well. However, when this happens, the value of all other commodities will decrease at the same time. Even in this case, real estate investing can still prove to be profitable.

You might see a local real estate market decline as a result of another catastrophe, such as New Orleans in the case of Hurricane Katrina. Because of a natural disaster, the majority of the real estate in the area was lost. There were no properties for homeowners to purchase. A key thing to know in real estate investing is that local markets always correct themselves. The disastrous loss in the New Orleans area created a huge opportunity for real estate investing.

Although the real estate markets in various cities might fluctuate from time to time, the real estate market as a whole will never experience a serious decline. This is the reason that real estate investing will remain a lucrative form of investing.

Financial Planning Software

When it comes to planning your financial well-being, it might be helpful to use one of the many tools available today. Some of these tools include financial planning software. Depending on the type of software you purchase, it could help you in a variety of different areas, such as planning for your retirement or keeping track of your personal and business dealings. Many of the financial planning software that is available today can do all of this and so much more.

There are several different types of financial planning software available on the market today, that you will have no problems in finding one. However, whichever type you choose, you should ensure that it performs exactly as you need it to, in your financial planning venture. For example, some software can help you in managing and calculating your 401k, estimate the costs of college or savings, keep track of your stock portfolio, or analyze the goals of your IRA.

Some other features include keeping track of your profit and loss in regards to your business, balancing your checking account or multiple accounts; maintain a organized list of your customers, contacts, or even employees. There are so many features that come with various financial planning software that it is imperative that you research the software to ensure it can offer you exactly what you need.

The prices vary greatly depending on the financial planning software you purchase. For example, the latest version of Microsoft Money Home and Business, which is perfect for home-based business owners, personal finances, or businesses that employ less than five people, runs for a cost of around $60.00.

The financial planning software that is the most popular and used by many is Quicken. The home and business version of Quicken, gives you power to categorize expenses both personal and business, in efforts to help you when it comes to taxes and reports. Quicken helps you in finding all the deductions you can claim and simplifies the process of preparing your taxes, as well as helping you in managing your flow of cash in an effective manner. This program runs at a cost of about $80.00.

Of course, the choice is yours and you should only make the decision after conducting research on the different financial planning software, determining what your needs are, comparing prices, and comparing support of the company. Make sure when you make any type of investment that you only do so after gaining knowledge and the best information.

Breast Cancer – Causes, Symptoms And Treatment

Breast cancer is a malignant (cancerous) growth that begins in the tissues of the breast. Over the course of a lifetime, one in eight women will be diagnosed with breast cancer. Breast cancer is a cancer of the breast tissue, which can occur in both women and men. Breast cancer may be one of the oldest known forms of cancer tumors in humans.Worldwide, breast cancer is the fifth most common cause of cancer death (after lung cancer, stomach cancer, liver cancer, and colon cancer). Breast cancer kills more women in the United States than any cancer except lung cancer. Today, breast cancer, like other forms of cancer, is considered to be a result of damage to DNA. How this mechanism may occur comes from several known or hypothesized factors (such as exposure to ionizing radiation, or viral mutagenesis). Some factors lead to an increased rate of mutation (exposure to estrogens) and decreased repair (the BRCA1, BRCA2 and p53) genes. Alcohol generally appears to increase the risk of breast cancer.

Breast cancer can also occur in men, although it rarely does. Experts predict 178,000 women and 2,000 men will develop breast cancer in the United States. There are several different types of breast cancer. First is Ductal carcinoma begins in the cells lining the ducts that bring milk to the nipple and accounts for more than 75% of breast cancers. Second is Lobular carcinoma begins in the milk-secreting glands of the breast but is otherwise fairly similar in its behavior to ductal carcinoma. Other varieties of breast cancer can arise from the skin, fat, connective tissues, and other cells present in the breast. Some women have what is known as HER2-positive breast cancer. HER2, short for human epidermal growth factor receptor-2, is a gene that helps control cell growth, division, and repair. When cells have too many copies of this gene, cell growth speeds up.

Causes of Breast Cancer

Simply being a woman is the main risk for breast cancer. While men can also get the disease, it is about 100 times more common in women than in men. The chance of getting breast cancer goes up as a woman gets older. Nearly 8 out of 10 breast cancers are found in women age 50 or older. About 5% to 10% of breast cancers are linked to changes (mutations) in certain genes. The most common gene changes are those of the BRCA1 and BRCA2 genes. Breast cancer risk is higher among women whose close blood relatives have this disease. The relatives can be from either the mother’s or father’s side of the family. Woman with cancer in one breast has a greater chance of getting a new cancer in the other breast or in another part of the same breast. This is different from the first cancer coming back Many experts now believe that the main reason for this is because they have faster growing tumors. Asian, Hispanic, and American Indian women have a lower risk of getting breast cancer. Certain types of abnormal biopsy results can be linked to a slightly higher risk of breast cancer.Women who have had radiation treatment to the chest area (as treatment for another cancer) earlier in life have a greatly increased risk of breast cancer

Some pregnant women were given the drug DES (diethylstilbestrol) because it was thought to lower their chances of losing the baby. Recent studies have shown that these women (and their daughters who were exposed to DES while in the uterus), have a slightly increased risk of getting breast cancer. Use of alcohol is clearly linked to a slightly increased risk of getting breast cancer. Women who have 1 drink a day have a very small increased risk. Those who have 2 to 5 drinks daily have about 1 times the risk of women who drink no alcohol. The American Cancer Society suggests limiting the amount you drink.Being overweight is linked to a higher risk of breast cancer, especially for women after change of life and if the weight gain took place during adulthood. Also, the risk seems to be higher if the extra fat is in the waist area. Breast-feeding and pregnancy: Some studies have shown that breast-feeding slightly lowers breast cancer risk, especially if the breast-feeding lasts 1 to 2 years. This could be because breast-feeding lowers a woman’s total number of menstrual periods, as does pregnancy. Women who began having periods early (before 12 years of age) or who went through the change of life (menopause) after the age of 55 have a slightly increased risk of breast cancer.

Symptoms of Breast Cancer

1.Lumps.

2.Rash.

3.Breast Pain.

4.Cysts.

5.Nipple Discharge.

6.Inverted Nipple.

Treatment of Breast Cancer

1.Hormonal therapy (with tamoxifen).

2.Chemotherapy.

3.Radiotherapy.

4.Surgery.